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- Borrow $35K-$300K with a low FIXED rate and ZERO application or origination fees. Apply online.
- Borrow up to $400k with a Figure HELOC
- Seamless process with FIXED rates as low as 3.99% APR*
- Approval in 5 minutes. Funding in as few as 5 days
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Rating 4.6/5
APR
with AutoPay
Loan
Amount
$5k-
$100k
Term: 2-7 yr*
Min Credit
Score
Not disclosed
Rating 4.8/5
APR
with AutoPay
Loan
Amount
$1k-
$50k
Term: 2-7 yr
Min Credit
Score
Not disclosed
Rating 4.6/5
APR
with AutoPay
Loan
Amount
$5k-
$100k
Term: 2-7 yr
Min Credit
Score
Not disclosed
Rating 5/5
- Cash can be available within the same business day.
- Requires low minimum credit score.
- Less paperwork than most lenders.
Mortgage Calculator
Loan
=
$1,860.03
Taxes & fees
=
$466.667
(yearly)
(yearly)
(monthly)
(monthly)
How to Calculate Your Mortgage Payments
Although the maths underlying mortgage payments is challenging, JNA's mortgage calculator makes it simple and quick to solve.
First, enter the price (if you're buying) or the current value of your property (if you're refinancing your mortgage) next to the field labeled "Home price."
Enter the amount of your down payment (if you're buying) or your equity (if you're refinancing) in the "Down payment" field. Home equity is the worth of the home less any outstanding debt. A down payment is the cash you pay up front buying a home. You have the option of entering a monetary amout or a percentage of the purchase price.
Choose the duration — typically 30 years, but it might be 20, 15, or 10 — and our calculator will adapt the repayment schedule.
Finally, enter the rate you anticipate paying in the "Interest rate" area. You can change the percentage in our calculator; the default value is the current average rate. Depending on whether you're buying or refinancing, your rate will change.